Issued in the US.
Recognized Worldwide.

The only American credit card tailor-made for the Brazilian elite.

The credit card with no IOF and the lowest FX fee on the market.

Buy anywhere, pay however works best for you.

Pay locally via Pix

No IOF and Spread of 0.69%. The lowest in the market.

Or through your U.S bank account

Connect any american bank with autopay.
No IOF - No Fx Fees

See How Much You're Actually Paying

Compare your international card expenses, with and without Karta

Request Access
Annual fee of $300
Move the slider to compare costs, with and without Karta
$50,000
Other Banks
IOF
0% · 0
IOF
3.50% · 0
Spread
0.69% · 0
Spread
5.00% · 0
Total
0.69% · $0
Total
8.50% · $0
Total cost
$345
Total cost
$4,250

Your assistant on WhatsApp

Everything you need via text

No more robotic answers, just tell us what you need.

No more endless questions
The notifications you want
Instant answers in whatsapp

Your own travel agency just for you.

Itineraries elaborated based on your interests
Book flights and hotels
Directly charged to your card or redeem via Karta Points

Your private personal assistant:

In any language
Reservation for restaurants
Access to the most private events

Additional Cards

You can share the same Karta benefits with your team, family, or trusted partners.

Define their limit as you need and have total visibility and control over their expenses.

Split your international purchases In 3, 6 or 9 months

1 point for every dollar spent

Earn points on every purchase and transfer them to airlines or hotels.

Priority Pass Select™

VIP access to over 1,300 airport lounges. Comfort and peace of mind on every trip.

Trust network

Recommended by the most respected private banks in Brazil and abroad